:root{--dark:#0c233b;--nav:#0b2138;--blue:#07558c;--light-border:#e2e7ed;--green:#4bb85b}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:#081629;font-family:Arial,Helvetica,sans-serif;font-size:14px;line-height:1.35;background:white}a{text-decoration:none;color:inherit}button,input{font:inherit}button{cursor:pointer}.wrap{width:min(1400px,calc(100% - 68px));margin-inline:auto}.skip-link{position:absolute;left:-999px}.skip-link:focus{left:10px;top:10px;z-index:100;background:#fff;padding:10px}.visually-hidden{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0,0,0,0)}
.masthead{background:#fff}.masthead-inner{min-height:63px;display:flex;align-items:center;justify-content:space-between;gap:28px}.identity{display:flex;align-items:center;gap:10px;flex:none}.identity-icon{width:49px;height:51px;display:flex;align-items:center;justify-content:center;color:#075a96}.identity-icon svg{width:42px;height:47px}.identity strong{display:block;font-size:23px;letter-spacing:-.055em;line-height:1.08;color:#0b243e}.identity small{display:block;font-size:12px;font-weight:600;color:#182d41}.global-search{width:35%;max-width:420px;min-width:260px;display:flex;align-items:center;height:34px;border:1px solid #c8d0d9;border-radius:8px;box-shadow:0 2px 5px #16294212}.global-search input{background:none;border:0;outline:none;padding:7px 15px;flex:1;min-width:0;font-size:12px}.global-search button{width:40px;height:100%;border:0;background:transparent;color:#0b2746;display:grid;place-items:center}.global-search button svg{width:19px;height:19px}.masthead-links{display:flex;align-items:center;gap:27px}.mast-link{font-weight:600;font-size:12px;white-space:nowrap}.mast-symbol{font-size:23px;line-height:0;vertical-align:-2px;margin-right:6px}.mobile-toggle{display:none}.nav-dark{background:linear-gradient(90deg,#102a42,#0b1d31);color:#fff}.nav-inner{height:43px;display:flex;align-items:center;justify-content:space-between;gap:14px}.nav-inner>a{font-size:12px;font-weight:700;padding:13px 10px 12px;white-space:nowrap;height:100%;position:relative}.nav-inner>a:first-child:after{content:'';height:3px;background:#6bcf67;position:absolute;bottom:5px;left:0;right:0}.nav-inner a span{margin-left:4px}.nav-inner a.adnav{height:auto;padding:7px 15px;border:1px solid white;border-radius:6px;font-weight:600}
.hero-approved{position:relative;height:299px;overflow:hidden;background:#eef2f5}.hero-photo{position:absolute;inset:0 0 0 36%;background-image:url('/assets/reference/hero-photo.webp');background-size:cover;background-position:center right}.hero-whitefade{position:absolute;inset:0;background:linear-gradient(90deg,#f5f8fa 0%,#f6f8fa 33%,#f5f8faf2 42%,#e6edf17f 50%,transparent 64%)}.hero-inner{position:relative;height:100%;display:flex;align-items:flex-start;justify-content:space-between}.hero-copy{padding:36px 0 0 5px;width:min(46%,475px);position:relative;z-index:1}.hero-copy h1{font-size:clamp(26px,3.13vw,42px);letter-spacing:-.04em;line-height:1.12;margin:2px 0 12px;font-weight:800}.hero-copy>p{font-size:13px;max-width:432px;line-height:1.42;margin:0 0 16px}.trust-points{display:flex;gap:13px;flex-wrap:wrap;align-items:center;white-space:nowrap}.trust-points span{display:flex;align-items:center;gap:5px;font-size:11px;font-weight:550}.trust-points b{width:16px;height:16px;border-radius:50%;background:#4db956;color:white;font-size:12px;display:grid;place-items:center}.daily-tip{position:absolute;right:-8px;top:94px;width:199px;min-height:117px;border:1px solid #fff8;border-radius:10px;padding:11px 13px;color:#fff;background:rgba(22,27,26,.66);box-shadow:0 10px 25px #0003;backdrop-filter:blur(5px);z-index:1}.tip-top{display:flex;gap:8px;align-items:center;font-size:14px}.tip-top span{width:26px;height:26px;border-radius:50%;display:grid;place-items:center;background:#53bc53;color:#fff}.daily-tip p{font-size:12px;line-height:1.5;margin:8px 0}.daily-tip u{font-size:12px;font-weight:bold}
.block{background:white}.tools-approved{padding:18px 0 30px}.section-title-row{display:flex;align-items:center;justify-content:space-between;gap:20px;margin-bottom:18px}.stripe-title{font-size:23px;letter-spacing:-.04em;font-weight:800;line-height:1.15;margin:0;display:flex;align-items:center;gap:19px}.stripe-title::before{content:'';height:24px;width:5px;background:#4bbb58;display:block;flex:none}.under-link{text-decoration:underline;text-underline-offset:2px;color:#063369;font-size:12px;font-weight:700;white-space:nowrap}.tools-six{display:grid;grid-template-columns:repeat(6,minmax(0,1fr));gap:8px}.tool-tile{height:207px;padding:14px 12px 10px;display:flex;flex-direction:column;position:relative;border-radius:14px;transition:box-shadow .16s,transform .16s}.tool-tile:hover{transform:translateY(-2px);box-shadow:0 8px 20px #23456222}.tile-blue{background:linear-gradient(125deg,#f0faff,#e9f5fd);color:#07528e}.tile-green{background:linear-gradient(125deg,#f2fbf5,#edf8ee);color:#09805a}.tile-purple{background:linear-gradient(125deg,#f7f5ff,#f4f0fb);color:#4b278f}.tile-peach{background:linear-gradient(125deg,#fff6f3,#fdf0ee);color:#e92c1d}.tile-sky{background:linear-gradient(125deg,#edf8ff,#edf7fc);color:#064b80}.tile-mint{background:linear-gradient(125deg,#f4faf4,#edf8ec);color:#08733b}.tile-icon{width:43px;height:43px;flex:none;stroke-linecap:round;stroke-linejoin:round;margin:1px 0 8px 7px}.tool-tile h3{color:#0c0d11;font-size:14px;line-height:1.14;letter-spacing:-.02em;margin:0 0 10px;font-weight:800;min-height:33px}.tool-tile p{color:#101d24;font-size:11px;line-height:1.3;margin:0;padding-bottom:10px}.round-arrow{position:absolute;right:10px;bottom:10px;background:white;border-radius:50%;width:31px;height:31px;box-shadow:0 3px 7px #152f4020;display:grid;place-items:center;font-size:22px;line-height:1;font-weight:400}
.news-approved{padding:2px 0 19px}.news-columns{display:grid;grid-template-columns:minmax(0,1.66fr) minmax(290px,1fr);gap:21px;align-items:start}.latest-articles .section-title-row{margin:0 0 12px}.latest-articles .stripe-title{font-size:21px}.latest-articles .stripe-title:before{height:21px;width:4px}.article-items{display:flex;flex-direction:column}.story-row{display:grid;grid-template-columns:35% minmax(0,1fr);gap:19px;border-top:1px solid #d8dde3;padding:7px 0 6px;min-height:103px}.story-row:last-child{border-bottom:1px solid #d8dde3}.story-row img{width:100%;height:101px;border-radius:9px;object-fit:cover}.story-copy{display:flex;flex-direction:column;align-items:flex-start;padding-top:2px}.story-copy strong{font-weight:800;font-size:14px;line-height:1.25;letter-spacing:-.02em}.story-copy>span{font-size:12px;line-height:1.3;margin-top:4px}.story-copy small{font-size:10px;margin-top:auto;padding-top:5px;color:#233b55}.story-copy small em{font-size:9px;color:#8998a4;font-style:normal}.below-link{display:inline-block;margin-top:12px}.alerts-panel{border:1px solid #dce2e8;border-radius:11px;overflow:hidden;margin-top:0;min-height:311px}.alerts-panel h2{font-weight:800;letter-spacing:-.04em;font-size:20px;margin:0;padding:9px 12px;border-bottom:1px solid #dce2e8;background:#fafbfc}.alerts-panel h2 span{color:#ee2021;font-size:26px;line-height:0;margin-right:9px}.alert-rows{padding:0 11px}.alert-row{display:grid;grid-template-columns:68px minmax(0,1fr) 18px;gap:9px;align-items:center;min-height:70px;padding:10px 0;border-bottom:1px solid #dce2e8}.risk{font-size:10px;font-weight:800;color:white;border-radius:5px;padding:4px 5px;text-align:center;white-space:nowrap}.risk.high{background:#db161d}.risk.medium{background:#ed8c08}.risk.info{background:#1769a8}.alert-row strong{font-size:11px;display:block;line-height:1.2}.alert-row small{display:block;font-size:10px;color:#536174;margin-top:4px}.alert-row>span:last-child{font-size:21px;color:#31435a}.alerts-more{display:block;text-align:right;padding:19px 12px 10px}
.sponsor-area{margin-top:1px;margin-bottom:22px}.sponsor-backdrop{position:relative;border:1px solid #dce2e6;background:linear-gradient(90deg,#ebeff5 0%,#f6f8fa 64%,#e2e5ea 100%);min-height:115px;border-radius:9px;overflow:hidden}.sponsor-backdrop:before{content:'';position:absolute;inset:0 0 0 auto;width:23%;background-image:url('/assets/reference/partner-scene.webp');background-size:cover;background-position:center}.sponsor-backdrop:after{content:'';position:absolute;inset:0 13% 0 60%;background:linear-gradient(90deg,#f5f7fa,transparent)}.sponsor-demo,.partner-slot:not([hidden]){position:relative;z-index:1;padding:9px 16px}.sponsor-caption{font-size:10px;font-weight:700;display:block;margin-bottom:7px;color:#16334b}.sponsor-data{display:grid;grid-template-columns:21% minmax(0,1fr) 23%;gap:14px;align-items:center}.sponsor-name{display:flex;align-items:center;gap:9px;color:#0d2035}.sponsor-logo{color:#1f72e9;font-size:37px;line-height:1}.sponsor-name strong{font-size:19px;white-space:nowrap}.sponsor-copy{display:flex;flex-direction:column}.sponsor-copy strong{font-size:15px;letter-spacing:-.025em}.sponsor-copy span{font-size:12px;line-height:1.4;margin-top:4px}.sponsor-action{justify-self:start;background:#11813b;color:white;padding:10px 15px;font-size:11px;font-weight:800;border-radius:6px}.partner-slot:not([hidden]){background:#f2f7fc}.sponsor-backdrop:has(.partner-slot:not([hidden])) .sponsor-demo{display:none}.sponsored-card{display:flex;align-items:center;gap:14px}.sponsored-body{flex:1}.sponsored-label{font-size:10px;font-weight:700}.sponsored-body strong{display:block;font-size:16px}.sponsored-body p{margin:4px 0;font-size:12px}.sponsored-card img{width:80px;height:68px;object-fit:cover}.sponsored-card a{background:#11813b;padding:9px 12px;color:white;border-radius:6px;font-weight:700}
.topics-approved{padding:0 0 23px}.topics-approved .stripe-title{font-size:21px;margin:0 0 18px}.topics-approved .stripe-title:before{height:22px;width:4px}.topic-six{display:grid;grid-template-columns:repeat(6,minmax(0,1fr));gap:11px}.topic-six a{min-height:90px;border-radius:9px;background:linear-gradient(#f7f8fa,#f3f5f7);border:1px solid #dfe5eb;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:5px;padding:8px 5px;text-align:center}.topic-six svg{width:42px;height:42px;color:#0b4c83;stroke-linecap:round;stroke-linejoin:round}.topic-six strong{font-size:12px;line-height:1.12;letter-spacing:-.025em}.dark-footer{background:linear-gradient(110deg,#0d263f,#0b1c2d);color:#f4f6fa}.footer-columns{padding:18px 8px 28px;display:grid;grid-template-columns:1.3fr .76fr .8fr 1fr;gap:36px}.footer-columns>div{display:flex;flex-direction:column;align-items:start;gap:5px}.footer-about{border-right:1px solid #65b66a;padding-right:24px}.footer-brand{font-size:18px;font-weight:800;letter-spacing:-.04em;white-space:nowrap}.footer-brand span{font-size:29px;vertical-align:middle}.footer-about p{font-size:11px;line-height:1.5;max-width:244px;margin:2px 0}.footer-columns strong{font-size:12px;margin-bottom:5px}.footer-columns a:not(.footer-brand),.footer-columns .social-label,.cloudflare-mention{font-size:11px}.cloudflare-mention{margin-top:16px}.cloudflare-mention span{color:#4bb55a;font-size:19px;vertical-align:middle}
@media(min-width:1280px){.masthead-inner{min-height:79px}.nav-inner{height:49px}.hero-approved{height:365px}.hero-copy{padding-top:51px}.hero-copy h1{font-size:43px}.hero-copy>p{font-size:16px}.tools-approved{padding-top:26px}.tool-tile{height:225px;padding:17px 17px 13px}.tool-tile h3{font-size:17px}.tool-tile p{font-size:13px}.news-approved{padding-top:9px}.story-row{grid-template-columns:33% 1fr;min-height:125px}.story-row img{height:116px}.story-copy strong{font-size:17px}.story-copy>span{font-size:14px}.alert-row{min-height:91px}.alerts-panel{min-height:390px}.alerts-panel h2{font-size:22px}.alert-row strong{font-size:13px}.sponsor-backdrop{min-height:140px}.sponsor-demo,.partner-slot:not([hidden]){padding:19px}.topic-six a{min-height:110px}.dark-footer .footer-columns{padding:26px 8px 37px}.daily-tip{top:105px}}
@media(max-width:930px){.masthead-links{display:none}.global-search{max-width:390px}.nav-inner{gap:3px}.nav-inner>a{font-size:11px;padding-left:5px;padding-right:5px}.nav-inner a.adnav{padding:6px 8px}.hero-copy{width:54%}.daily-tip{right:0;width:180px}.tool-tile{padding:12px 8px}.tool-tile h3{font-size:12px}.tool-tile p{font-size:10px}.story-row{grid-template-columns:31% 1fr;gap:11px}.sponsor-data{grid-template-columns:23% 1fr 23%}.sponsor-name strong{font-size:15px}}
@media(max-width:700px){.wrap{width:calc(100% - 30px)}.masthead-inner{min-height:68px;gap:8px}.identity-icon{width:37px}.identity-icon svg{width:33px;height:36px}.identity strong{font-size:20px}.identity small{font-size:10px}.global-search{display:none}.mobile-toggle{display:block;border:0;background:transparent;font-size:25px;margin-left:auto}.nav-dark{position:relative}.nav-inner{height:auto;display:none;flex-direction:column;align-items:stretch;padding:8px 0 14px}.nav-dark.open .nav-inner{display:flex}.nav-inner>a{height:auto;padding:12px;font-size:13px}.nav-inner>a:first-child:after{bottom:2px;right:auto;left:12px;width:40px}.nav-inner a.adnav{align-self:flex-start;padding:9px}.hero-approved{height:auto;min-height:380px}.hero-photo{inset:0 0 0 20%;background-image:url('/assets/reference/hero-person-mobile.webp');background-size:cover;background-position:center}.hero-whitefade{background:linear-gradient(90deg,#f5f8fa 0%,#f6f8f9f2 44%,#f5f8fa66 81%,transparent)}.hero-inner{min-height:380px}.hero-copy{padding:33px 0 115px;width:min(100%,440px)}.hero-copy h1{font-size:clamp(27px,6.2vw,37px)}.hero-copy>p{font-size:13px;max-width:350px}.trust-points{max-width:350px;gap:8px}.daily-tip{right:0;top:auto;bottom:13px;width:210px;min-height:88px;padding:8px 10px}.daily-tip p{margin:5px 0;font-size:11px}.tools-approved{padding-top:22px}.stripe-title{font-size:22px}.tools-six{grid-template-columns:repeat(2,minmax(0,1fr));gap:9px}.tool-tile{height:215px;padding:13px}.tool-tile h3{font-size:15px}.tool-tile p{font-size:12px}.news-columns{display:flex;flex-direction:column;gap:25px}.latest-articles,.alerts-panel{width:100%}.story-row{grid-template-columns:37% 1fr;gap:12px}.story-copy strong{font-size:13px}.story-copy>span{font-size:11px}.alerts-panel{min-height:initial}.alerts-panel h2{font-size:19px}.sponsor-data{grid-template-columns:1fr;gap:8px}.sponsor-backdrop:before{width:48%;opacity:.2}.sponsor-copy strong{font-size:15px}.sponsor-action{justify-self:start}.topic-six{grid-template-columns:repeat(3,minmax(0,1fr))}.footer-columns{grid-template-columns:1fr 1fr;gap:22px}.footer-about{border-right:0;border-bottom:1px solid #4d8c54;grid-column:1/-1;padding-bottom:16px}.footer-columns .footer-brand{white-space:normal}}
@media(max-width:360px){.tools-six{grid-template-columns:1fr}.tool-tile{height:175px}.topic-six{grid-template-columns:repeat(2,1fr)}.hero-copy h1{font-size:27px}}

/* v0.3: approved chrome remains full width; only MAIN content receives 5% margins. */
main.page-content .wrap, main.page-content .sponsor-area.wrap {width:min(1320px,90%);margin-inline:auto}
.hero-approved .hero-photo{inset:0; background-image:url('/assets/reference/hero-clean.webp');background-size:cover;background-position:center center}
.hero-approved .hero-whitefade{background:linear-gradient(90deg,#f7f9fb 0%,#f7f9fa 21%,rgba(248,250,252,.93) 31%,rgba(248,250,252,.5) 43%,transparent 62%)}
.hero-approved .daily-tip{display:block;z-index:5;background:rgba(21,32,42,.73);border:1px solid rgba(255,255,255,.66);backdrop-filter:blur(8px);-webkit-backdrop-filter:blur(8px);text-shadow:0 1px 2px #0008}
.hero-copy{position:relative;z-index:6}
.tool-tile{transition:transform .18s ease,box-shadow .18s ease,border-color .18s ease}
.tool-tile:hover,.tool-tile:focus-visible{transform:translateY(-3px);box-shadow:0 10px 22px #142d4520;outline:2px solid transparent}
.tool-tile:focus-visible{outline:3px solid #2473b4;outline-offset:2px}
.tool-tile p{margin-bottom:32px}
.tool-tile .round-arrow{bottom:14px;right:14px}
.story-row:focus-visible,.alert-row:focus-visible,.topic-six a:focus-visible{outline:2px solid #07558c;outline-offset:2px}
.empty-state{color:#63748c;font-size:14px;background:#f6f8fb;border:1px solid #e5eaf0;border-radius:10px;padding:30px 18px}
.alert-empty{color:#53677b;font-size:13px;line-height:1.5;margin:0;padding:26px 19px}
.alert-row{grid-template-columns:95px minmax(0,1fr) 14px}
.alert-row .risk{min-width:92px;max-width:none;text-align:center;white-space:nowrap}
.alert-row strong{overflow-wrap:anywhere}
.alert-row small{overflow-wrap:anywhere}
.alert-row .alert-date{font-weight:650;color:#53677b}
.sponsor-area[hidden],.partner-slot[hidden]{display:none!important}
.sponsor-area{margin-block:12px 18px}.sponsor-backdrop{background:linear-gradient(105deg,#f0f4f9,#e6edf5);min-height:137px}
.sponsor-backdrop:before,.sponsor-backdrop:after{display:none}
.sponsored-card{padding:8px 4px;display:grid;grid-template-columns:96px minmax(0,1fr) auto;gap:20px}
.sponsored-card img{width:90px;height:80px;object-fit:contain;background:white;border-radius:8px}
.sponsored-body strong{font-size:19px}.sponsored-body p{font-size:13px;line-height:1.4}
.sponsored-card a{font-size:12px;padding:13px 18px}
.topic-more{display:inline-block;margin-top:14px;color:#10477d;font-size:13px;font-weight:750}
.footer-brand svg{width:24px;height:26px;vertical-align:middle;margin-right:7px}
.news-approved .news-columns{align-items:start}.alerts-panel{min-height:0!important}
.nav-inner>a:first-child::after{display:none}.nav-inner>a.active::after{content:'';height:3px;background:#6bcf67;position:absolute;bottom:5px;left:0;right:0;display:block}
@media(max-width:700px){main.page-content .wrap,main.page-content .sponsor-area.wrap{width:90%}.hero-approved .hero-photo{inset:0;background-image:url('/assets/reference/hero-clean.webp');background-position:59% center;opacity:.65}.hero-approved .hero-whitefade{background:linear-gradient(90deg,#f7f9fb 0%,rgba(247,249,251,.96) 40%,rgba(247,249,251,.48) 88%)}.hero-copy{width:100%}.sponsored-card{grid-template-columns:1fr}.sponsored-card img{height:68px}.daily-tip{right:0;bottom:10px}.alert-row .risk{min-width:80px;font-size:9px}}